Congress Threatens to Derail National Flood Insurance Program Amid Housing Crisis

The clock is ticking on the National Flood Insurance Program (NFIP), the largest residential flood insurance provider in the United States. Without Congressional action by Tuesday midnight, millions of Americans will lose access to essential flood insurance coverage, threatening both homeowners’ security and the fragile recovery of our housing market. Why does this matter deeply for American families and communities? Because NFIP is not just an insurance program; it is a cornerstone of national sovereignty over floodplain management and economic stability in high-risk areas. The program ensures that properties in FEMA-designated flood zones can secure mortgages—a necessity as private insurers...