California’s Foster Care Insurance Crisis Exposes Systemic Failures and Threatens Vulnerable Children

California’s foster care system is on the brink of collapse, not from a lack of heart or dedication, but from a government-driven insurance crisis that demands urgent accountability. Since early 2024, over two dozen foster family agencies—nonprofits that recruit and support foster parents—have shuttered across 13 counties. This mass closure threatens the homes and futures of thousands of vulnerable children who rely on these agencies for safe placement. How Did We Get Here? And Why Is California Turning Its Back on Foster Children? The root cause is chillingly simple: a single major insurance carrier, the Nonprofits Insurance Alliance of California,...