Nevada Insurance Companies Undermine Mental Health Parity Laws, Putting Patients at Risk

The recent Nevada Division of Insurance report exposes a troubling pattern: at least 16 insurance carriers in Nevada are likely violating federal mental health parity laws by erecting barriers that make mental health care harder to access than physical health care. This is no small issue for a state perpetually ranked among the worst for overall mental health. Why Are Mental Health Claims Being Treated as Second-Class Care? Since 2008, federal law has mandated insurance plans treat mental health and substance use disorders on par with physical medical conditions. Yet this report reveals systemic failures: Insurers demand prior approvals where...